A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Related Content Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.